Lifetime Income Benefits Attorneys

Injuries that qualify for LIBS

Lifetime income benefits, or LIBS, are extremely rare benefits paid to you for life. Some types of catastrophic injuries which qualify for LIBS are:

• total and permanent loss of sight in both eyes;
• loss of both feet at or above the ankle;
• loss of both hands at or above the wrist;
• loss of one foot at or above the ankle and the loss of one hand, at or above the wrist;
• an injury to the spine that results in permanent and complete paralysis of both arms, both legs, or one arm and one leg;
• a physically traumatic injury to the brain resulting in a major permanent neurocognitive disorder that requires supervision in activities of routine self-care, and causes the person to be unemployable;
• third degree burns that cover at least 40 percent of the body and require grafting, or;
•  third degree burns covering the majority of either both hands, one hand and one foot, or one hand, one foot and the face;
• A serious bodily injury and you are a first responder.
• The word, “loss” does not mean, as you would think, amputation. What it means is that the described body part ceases to be a functioning part of your body. For example, this is critical in paralysis cases. 

If you or a loved one has suffered a catastrophic injury, call Allison & Ward.