Lifetime Income Benefits

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Lifetime Income Benefits Attorneys

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Injuries that qualify for LIBS

Lifetime income benefits, or LIBS, are extremely rare benefits paid to you for life. Some types of catastrophic injuries which qualify for LIBS are:

  • total and permanent loss of sight in both eyes;
  • loss of both feet at or above the ankle;
  • loss of both hands at or above the wrist;
  • loss of one foot at or above the ankle and the loss of one hand, at or above the wrist;
  • an injury to the spine that results in permanent and complete paralysis of both arms, both legs, or one arm and one leg;
  • a physically traumatic injury to the brain resulting in a major permanent neurocognitive disorder that requires supervision in activities of routine self-care, and causes the person to be unemployable;
  • third degree burns that cover at least 40 percent of the body and require grafting, or;
  •  third degree burns covering the majority of either both hands, one hand and one foot, or one hand, one foot and the face;
  • A serious bodily injury and you are a first responder.
  • The word, “loss” does not mean, as you would think, amputation. What it means is that the described body part ceases to be a functioning part of your body. For example, this is critical in paralysis cases. 

If you or a loved one has suffered a catastrophic injury, call Allison & Ward.
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